The Future of Employer-Based Health Insurance

The future of employer-based health insurance.

America honors four presidents with monuments on the National Mall in Washington, DC, and Franklin D Roosevelt didn’t get his by chance. Leadership out of the Depression, triumph in World War II, and the New Deal are just part of his immense legacy. But President Roosevelt didn’t do it all. In 1935, forced to choose between his highest domestic policy priorities—a minimum guaranteed income for ...

Employer-based health insurance: a balance sheet.

Is employer-based health insurance a barrier to entrepreneurship?

The focus on employer-provided health insurance in the United States may restrict business creation. We address the limited research on the topic of "entrepreneurship lock" by using recent panel data from matched Current Population Surveys. We use difference-in-difference models to estimate the interaction between having a spouse with employer-based health insurance and potential demand for hea...

Employer-sponsored health insurance for retired Americans.

Diabetes in employer-sponsored health insurance.

OBJECTIVE To examine medical and mental health care expenditures for large numbers of individuals with diabetes enrolled in employment-sponsored insurance plans. RESEARCH DESIGN AND METHODS Health insurance billing data for approximately 1.3 million individuals enrolled in health insurance plans sponsored by 862 large self-insured employers nationwide were used to examine employer expenditure...